Evaluating a dental provider: What to look for

by MikeMeehan 6/20/2018 10:55 AM

Selecting dental coverage that best suits your company can go a long way toward employee satisfaction. In fact, more than two-thirds of employees consider dental benefits to be an extremely or very important part of an overall compensation package. Brush up on which aspects are most important when evaluating a dental benefits provider with our quick guide below. NetworkNetwork coverage is key to helping keep your employees – and your wallet – happy. A larger network means more in-network dentists for your employees to choose from. It also means that the dentists your employees currently visit will likely be in-network.  Visiting in-network dentists saves employees and employers money. It protects your employees from balance billing and saves your group money on claims, which typically account for the majority of an employer’s expense. Cost managementThe true cost of a plan extends beyond premiums. When deciding on a dental plan, evaluate the provider’s cost-containment strategies, cost-management history, fee arrangements with dentists and effective discounts delivered to all members. Long-term costs can be reduced with preventive care like regular dental exams and cleanings that help employees avoid costly procedures down the road. Some providers, such as Delta Dental, usually offer options with complete coverage for preventive care. Cost transparencyMake sure the provider will deliver cost transparency and data on actual costs and benefits. This can often be lost when bundling medical and dental coverage where the only cost noted is a single premium.  ServiceKnowing that your questions and issues will be addressed in a timely matter will help you feel confident and satisfied with your coverage decision. Being able to reach a local representative and easily use the provider’s website and mobile app (if they have one) can improve efficiency, flexibility, transparency and the claims process. Some providers even offer financial guarantees on pre-determined service standards, such as customer service and timely payment of claims. Enhanced benefitsSome providers offer enhanced benefits, like additional exams and cleanings, at little or no cost to those with certain medical conditions who might benefit from additional oral health care. Enhanced benefits may be available for pregnant women and those with diabetes, suppressed immune systems and other systemic conditions. Dental benefits expertiseLook for a provider that uses credible, evidence-based data to shape coverage options and has a proven track record of supplying high-quality benefits.  By knowing the needs of your employees and the most important benefits considerations to evaluate, you can select dental coverage that will be good for both you and your employees. Talk to your benefits consultant or local Delta Dental representative about your options.   

Prevent oral cancer from growing

by MikeMeehan 4/12/2018 1:03 PM

April is Oral Cancer Awareness Month, but every month is a chance to take steps to prevent oral cancer from growing. Oral cancer is known as a lifestyle disease, meaning that you can dramatically reduce your risk by adjusting your daily habits.   Tobacco, alcohol and diet are some of the biggest lifestyle factors that lead to oral cancer. Tobacco is involved in roughly 90 percent of oral cancer instances, while 7 out of 10 people who develop oral cancer drink heavily.  Heavy drinking is considered to be more than seven drinks per week for women and more than 14 for men. These high levels of alcohol consumption decrease the body’s ability to absorb nutrients that may help prevent cancer. When combined with tobacco use, alcohol has an even greater chance of causing cancer. In addition, not getting enough fruits and vegetables increases your risk. Adding non-starchy fruits and vegetables such as berries and broccoli to a diet has been shown to reduce the chances of developing oral cancer. The human papilloma virus (HPV) is another leading cause of oral cancers, especially oropharyngeal cancers found in the back of the throat. Luckily, there is an HPV vaccine that’s effective against the most common strains of HPV that cause oral cancer. This vaccine only works before becoming infected, so it tends to be most appropriate for preteen and adolescent girls and boys. When it comes to oral cancer, early detection can be a lifesaver. Perform home screenings and ask your dentist about oral cancer screenings during regular checkups. Mouth symptoms to look for can include sores, red or white patches, persistent pain or numbness, lumps or rough spots, and issues chewing and swallowing.  By avoiding risk factors, adjusting your daily habits and staying vigilant for symptoms, you can help protect your future from oral cancer. 

The Crucial Sunscreen Step You're Probably Skipping

by Jason 7/2/2015 7:00 AM

Picture perfect days call for outdoor activities. Time to slap on the sunscreen! Once you grease down, your skin is ready to enjoy one-on-one time with the sun. But you may be forgetting something (Hint: It’s not your back).

Surprisingly, 63% of sunscreen users don’t protect their pout. And the forecast isn’t so sunny for those who skip their lips – sun exposure increases your risk for lip cancer.... more...

Archive



©Delta Dental of Missouri 2012