Start the Year With This Plan for Your Dental Health

by MikeMeehan 1/4/2018 3:21 PM

For the beginning of the year, we thought we’d start with an outlook for your dental health. You can use this plan for the year ahead to keep your smile, and your family’s smiles, healthy. It’s often the custom on January 1 to start a new perspective or set new goals. Consider making your dental health a part of that. Review your benefit plan (or get a plan) A good place to start is reviewing your benefit plan. Familiarize yourself with coverage, limitations and maximums. Notice the services listed under preventive, basic and major. There are many different designs of dental insurance plans, with many different variations, so it’s best to study your plan and call customer service with any questions, or discuss treatment plans with your dentist. If you don’t have dental insurance yet, you can search for plans and pricing on Delta Dental’s Individual and Family Plans website. Find a dentist Maybe you already have a dentist, but maybe you’d like to look for one closer to home, or maybe you need to find an in-network dentist. Whatever the reason, if you need to find a dentist, try our provider search tool. You can find a dentist through our website or you can use our mobile app. You will get the most out of your benefits with an in-network dentist. Delta Dental network dentists agree to accept predetermined fees, which are usually discounted from typical charges. They also agree to no balance billing, which means Delta Dental network dentists agree not to bill patients for the difference between the contracted fees and their typical charges. Make an appointment If you set the time and date, you’ll be more likely to go, right? Now that you have your 2018 calendar in front of you, plan accordingly, and pick days and times that won’t be at risk of a cancellation or postponement. Commit to twice a day for two minutes You’ve reviewed your insurance plan and you’ve got your dentist appointments set, now for the homework. Commit to brushing your teeth twice a day, every day, and for at least two minutes. Brushing for two to three minutes allows enough time for the fluoride in your toothpaste to do its job. Also, two to three minutes is approximately how long it takes to brush every tooth. Take care of any issues, before they get worse If you’ve been delaying a dentist visit, or if you have some concerns or discomfort but have been pushing them aside, you can make this one of your resolutions – go to the dentist. Don’t wait anymore, it could make any issues worse and more costly. Regular dental visits mean your dentist can address concerns early and treat them before they become serious. That’s why most plans cover 100 percent of the cost of preventive services like exams and cleanings. According to a new poll, 20 percent of Americans plan to make improving their oral health a resolution and 15 percent will make going to the dentist one. We hope you’re part of that percentage, or we hope you will add to that number by following this dental health plan for 2018. 

Save Money With In-Network Dentists

by MikeMeehan 12/6/2017 1:21 PM

During the holidays, a lot of us are spending money on gifts, decorations, entertaining, traveling, and donations. Luckily, you can save money at your dental appointments by visiting a Delta Dental in-network dentist. If you’re watching your pennies this time of year, think about the money you’re saving or could save when you visit a Delta Dental dentist. We’ve created a chart below so you can see an example of the savings for a common procedure. Delta Dental in-network dentists have agreed to pre-established fees on most common dental procedures for Delta Dental members. Every network dentist also goes through a credentialing process, so you know you’re getting quality care and saving on out-of-pocket costs. Another benefit of using our extensive dentist network is protection from “balance billing.” Our in-network dentists have agreed not to charge more than Delta Dental’s allowed fees. Delta Dental dentists will not bill you for the difference between the allowed fee and their usual fee, also known as balance billing. You can choose to visit an out-of-network dentist, but the fees will be higher. Also keep in mind, you may be balance billed if you go out of network. Take a look at the chart below for an example of the money you can save: Example Savings for a Common Procedure   Estimated Charge Maximum Allowed Fee Percentage Paid by Delta Dental Amount Delta Dental Pays Amount Dentist can Balance Bill Total Amount You Pay Your Total Cost Savings Delta Dental PPOSM Network $1,200 $850 50% $425 $0 $425 $350 Delta Dental Premier® Network $1,200 $975 50% $487.50 $0 $487.50 $225 Out-of-Network $1,200 $1,100 50% $550 $100 $650 $0     You can find a Delta Dental in-network dentist by using the Find a Dentist tool or our free mobile app. We have more than 152,000 dentists in our nationwide network.

Did you visit your dentist this year?

by MikeMeehan 11/29/2017 1:54 PM

Even though this time of year might be busy with holiday plans, make some time to see your dentist. Most dental plans have the benefit deadline of December 31, so be sure to fit in your regular exams and cleanings before the end of the year. Benefit plans differ, so read your plan documents first. As you look over your benefit plan offerings, check to see if you’ve reached your deductible and find out what your annual maximum is. This will help determine which benefits you want to use before the end of the year. As a reminder, your deductible is the amount you have to pay before your benefit plan begins to pay the cost of your treatment. Your annual maximum is the maximum dollar amount a dental plan will pay for care within a benefit period. You can read more about deductibles, maximums and other dental coverage basics, here. It’s about preventive care Oral health and dental benefits are all about preventive care. That’s why we want you to get to the dentist! Dental benefits work to stop problems before they begin. If you put in the time for preventive care, like visiting your dentist routinely and brushing twice a day for two minutes, it can help avoid bigger and more costly problems in the future, like cavities or gum disease. Other appointments to make Vision benefits are similar to dental benefits because they focus on preventive care too. These are benefits you want to use. And just like we emphasize oral health is an important part of your overall health, your vision health is also connected to your overall health. While you’re making your last dental appointment of the year, fit in your regular comprehensive eye exam with your vision care provider. And learn more about our vision coverage, DeltaVision®. If you have any questions about your benefits plan, you can sign in to your account or contact us. 

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