Effective Discount: Measuring Overall Network Value

by MikeMeehan 8/2/2017 10:45 AM

From size of the network to utilization rates to money saved, there are multiple ways to measure the overall value of a provider network. The effective discount – which represents savings on all claims both in and out of the network – encompasses a number of individual measures. Accordingly, it is a good overall measure of the value of a provider network. According to a recent study, our Delta Dental PPOSM Plan delivers the industry’s best effective discount – averaging 25.3 percent nationally – resulting in more than $5.9 billion in annual savings compared to dentists’ average FAIR Health submitted charges. About the Study The independent study examined a full year’s worth of claims data from Delta Dental and 17 other companies offering dental coverage. FAIR Health data was utilized to establish a universal baseline for average dental industry charges – consistent across all companies, geographies and procedures. How Delta Dental Delivers the Best Effective Discount Large Network Size Delta Dental is able to offer savings even to those enrollees who choose to visit a non-PPO dentist – a key benefit of our exclusive Delta Dental Premier network, the largest nationwide with more than 148,000 unique dentists.1 High Network Utilization Delta Dental delivers a national network utilization rate of more than 94 percent for its combined PPO and Premier networks, compared to an average PPO utilization of 63 percent for competitor networks.2 More in-network visits equal more savings. Direct Network ApproachLocal staff members foster strong relationships directly with dentists – establishing fair reimbursement rates and maintaining network stability. Count On Delta Dental  As America’s leading dental coverage provider, we serve more than 75 million people and provide coverage to over 139,000 groups nationwide.  To learn how Delta Dental can help you and your organization, visit us at deltadental.com.     1 March 2017 Independent NetMinder Data; based on the Delta Dental Premier® network 2 Ruark Consulting LLC’s 2016 Dental PPO Network Study

3 Reasons to Add Vision Benefits

by MikeMeehan 7/12/2017 9:23 AM

Just like we emphasize oral health is strongly linked to your overall health, we also believe your vision should not be overlooked in this equation. The idea of preventive care applies to medical and dental, but also vision. And, as you grow older, and with the new hazards of our digital world, caring for your eyes becomes more significant. If you have children, vision coverage is important to carry them through their school years and because vision problems can go undetected. Here are three important reasons to consider adding vision coverage to your benefits package: The older we get… As we get older, the performance of our eyes starts to decline, and we’re more susceptible to complications, like cataracts and glaucoma. But if you have vision coverage and get regular eye exams, signs of any issues can be detected. Regular eye exams will allow your eye doctor to identify any vision correction needed and early stages of eye diseases like macular degeneration and diabetic retinopathy. For your kids, regular eye exams provide the opportunity to correct any vision problems early. New problems for your eyes Our extended use of digital devices, like our phones and tablets, has created new problems for our eyes, like digital eye strain. All the screen time we have can cause issues like eye dryness, eye fatigue, blurry vision and difficulty shifting focus to objects at a distance. If you have vision coverage, you can talk to your eye doctor about any of these symptoms, or better yet, prevent them from happening with options like blue light lenses. Kids can get digital eye strain (also called computer vision syndrome) too, and might be even more susceptible to it. Early detection Like in other areas of your health, early detection can make a big difference in your vision health. By talking with your eye doctor about your family’s eye health history, your risks can be discussed. Macular degeneration, cataracts and glaucoma are examples of common eye conditions that can be detected during routine comprehensive eye exams. With early detection, treatments and surgeries for conditions like these can save your vision. Concerning your overall health, your eye doctor can also identify health issues like hypertension and diabetes. We encourage you to consider vision coverage to protect your vision and keep your eyes, and your family’s eyes, healthy. Learn more about our vision plans and go to our website for a list of FAQs.

3 Summertime Sweets Good for Your Smile

by MikeMeehan 6/30/2017 10:09 AM

Ah… summer. Time to relax and unwind. While you’re relaxing and enjoying the summer, remember to keep up your oral health routine. To help you do that, here are some summertime fruits to satisfy your sweet tooth so you can protect your smile while enjoying the sun. Although we may associate summer with ice cream, ice pops and s’mores, those summertime choices can increase the risk of tooth decay. Try satisfying your sweet craving with fruit instead. Not only does fruit provide overall health benefits, they have benefits for your smile, too. Strawberries and summer are a wonderful duo. These berries are filled with vitamin C, and vitamin C is needed for the production of collagen. Collagen helps maintain the strength of your gums and strong gums are important for keeping a healthy smile. Reducing plaque and removing the surface stains on your teeth are also on the to-do list of vitamin C. Remember strawberries are acidic, so drink plenty of water after your summer treat. You’ll be drinking the extra water in the summer heat anyway. Apples have a high water content and stimulate saliva production. Your saliva keeps the bacteria in your mouth under control. Also, when you eat this low-acid, fibrous fruit, it scrubs the surface of your teeth. Apples, like strawberries, are called “dental detergents” for this reason. Watermelons, along with strawberries and just like apples, are a water-rich fruit. Along with their smile benefits, they are helping to keep you hydrated during the hot days of summer. Water helps remove particles of food in your mouth and stuck in your teeth, it washes away bacteria, and helps promote saliva production. All this helps increase the natural protection of tooth enamel. Watermelon also has that valuable vitamin C which helps to kill bacteria in your mouth and strengthen gum tissues. Having some strawberries and watermelon cut up and ready to eat in the fridge will make it easier for you and your family to make the choice of healthy fruit over other sweet snacks. Year round, the food you choose to eat can have an impact on your oral health. Consider these other food choices to maintain your healthy smile. Keep up the healthy routine The Delta Dental mobile app can also help you keep up your oral health routine. The app features a built in toothbrush timer, dentist search and access to your claims and coverage and ID cards—providing you access to dental resources whether you are away on summer vacation or at home. Download our mobile app from iTunes or Google Play by searching for “Delta Dental.” Remember to brush twice daily and if you do partake in the summer tradition of s’mores or other foods with cavity-causing sugar, drink lots of water. Not only will you stay hydrated, so imperative in the heat, but you will be washing away excess food particles that stick to your teeth.

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