Start the Year With This Plan for Your Dental Health

by MikeMeehan 1/4/2018 3:21 PM

For the beginning of the year, we thought we’d start with an outlook for your dental health. You can use this plan for the year ahead to keep your smile, and your family’s smiles, healthy. It’s often the custom on January 1 to start a new perspective or set new goals. Consider making your dental health a part of that. Review your benefit plan (or get a plan) A good place to start is reviewing your benefit plan. Familiarize yourself with coverage, limitations and maximums. Notice the services listed under preventive, basic and major. There are many different designs of dental insurance plans, with many different variations, so it’s best to study your plan and call customer service with any questions, or discuss treatment plans with your dentist. If you don’t have dental insurance yet, you can search for plans and pricing on Delta Dental’s Individual and Family Plans website. Find a dentist Maybe you already have a dentist, but maybe you’d like to look for one closer to home, or maybe you need to find an in-network dentist. Whatever the reason, if you need to find a dentist, try our provider search tool. You can find a dentist through our website or you can use our mobile app. You will get the most out of your benefits with an in-network dentist. Delta Dental network dentists agree to accept predetermined fees, which are usually discounted from typical charges. They also agree to no balance billing, which means Delta Dental network dentists agree not to bill patients for the difference between the contracted fees and their typical charges. Make an appointment If you set the time and date, you’ll be more likely to go, right? Now that you have your 2018 calendar in front of you, plan accordingly, and pick days and times that won’t be at risk of a cancellation or postponement. Commit to twice a day for two minutes You’ve reviewed your insurance plan and you’ve got your dentist appointments set, now for the homework. Commit to brushing your teeth twice a day, every day, and for at least two minutes. Brushing for two to three minutes allows enough time for the fluoride in your toothpaste to do its job. Also, two to three minutes is approximately how long it takes to brush every tooth. Take care of any issues, before they get worse If you’ve been delaying a dentist visit, or if you have some concerns or discomfort but have been pushing them aside, you can make this one of your resolutions – go to the dentist. Don’t wait anymore, it could make any issues worse and more costly. Regular dental visits mean your dentist can address concerns early and treat them before they become serious. That’s why most plans cover 100 percent of the cost of preventive services like exams and cleanings. According to a new poll, 20 percent of Americans plan to make improving their oral health a resolution and 15 percent will make going to the dentist one. We hope you’re part of that percentage, or we hope you will add to that number by following this dental health plan for 2018. 

Did you visit your dentist this year?

by MikeMeehan 11/29/2017 1:54 PM

Even though this time of year might be busy with holiday plans, make some time to see your dentist. Most dental plans have the benefit deadline of December 31, so be sure to fit in your regular exams and cleanings before the end of the year. Benefit plans differ, so read your plan documents first. As you look over your benefit plan offerings, check to see if you’ve reached your deductible and find out what your annual maximum is. This will help determine which benefits you want to use before the end of the year. As a reminder, your deductible is the amount you have to pay before your benefit plan begins to pay the cost of your treatment. Your annual maximum is the maximum dollar amount a dental plan will pay for care within a benefit period. You can read more about deductibles, maximums and other dental coverage basics, here. It’s about preventive care Oral health and dental benefits are all about preventive care. That’s why we want you to get to the dentist! Dental benefits work to stop problems before they begin. If you put in the time for preventive care, like visiting your dentist routinely and brushing twice a day for two minutes, it can help avoid bigger and more costly problems in the future, like cavities or gum disease. Other appointments to make Vision benefits are similar to dental benefits because they focus on preventive care too. These are benefits you want to use. And just like we emphasize oral health is an important part of your overall health, your vision health is also connected to your overall health. While you’re making your last dental appointment of the year, fit in your regular comprehensive eye exam with your vision care provider. And learn more about our vision coverage, DeltaVision®. If you have any questions about your benefits plan, you can sign in to your account or contact us. 

What types of dental plans are available?

by MikeMeehan 9/13/2017 9:23 AM

The type of dental plan that’s right for you depends on your personal preferences: Would you pay slightly more to enjoy the flexibility of visiting any dentist? Or is a low price a priority? Here’s what you need to know: Preferred Provider Organization (PPO) plan allows you to visit any licensed dentist, but Delta Dental has established lower fees with our in-network dentists to help you save money. Use our Find a Dentist tool to see if your dentist is in our network, or to find one who is. You can also use the Delta Dental mobile app to find a network dentist. A Dental Health Maintenance Organization (DHMO), or prepaid plan, lets you pay a fixed dollar amount for treatments, and has no deductibles or annual maximums. Preventive services like exams and cleanings are covered at little to no out-of-pocket costs to you, as long as you visit your selected in network DHMO primary care dentist (exceptions apply in some states). To find a DeltaCare® USA (DHMO) dentist, use our Find a Dentist tool. Dental Savings Programs, also called discount plans or cards, give you access to certain dentists who have agreed to charge discounted fees for select services. You pay the dentist directly with no need to file claims or fill out paperwork OVERVIEW PPO plans: Slightly higher premiums, but you’ll be able to choose any dentist. DHMO plans: Lower premiums, but your dentist options are limited. Discount plans: Discounts available on certain procedures with specific dentists. Ready to purchase a dental plan? Visit individual.deltadentalmo.com to purchase a plan or find additional information.

Archive



©Delta Dental of Missouri 2012