Does One Size Fit All? Delta Dental PPO vs. Delta Dental Premier

by Jason 10/9/2014 8:00 AM

Whether you’re already a Delta Dental member, a soon-to-be member or a prospective member, you might not know about our dual network. Delta Dental of Missouri and Delta Dental of South Carolina have two networks: the Delta Dental PPOSM Network and the Delta Dental Premier® Network. So, how does each network function?... more...

Evaluating Your Dental Plan Options

by Jason 9/30/2014 8:32 AM

Do you have a choice to make about your dental benefits? Perhaps your employer offers more than one dental plan – and you’re wondering about the differences. Take time to review your options to see which one is the best fit for you and your family. Network Understanding the network requirements of a dental benefits plan is an important consideration. Check each plan’s network to see if your dentist participates. Dentists who participate in networks agree to accept fees that often are lower than their regular billed fees. A strong network helps manage costs since network dentists agree not to bill their patients the difference between their regular billed fees and what the network payment allows. Delta Dental has the nation’s largest network, with dentists participating in its Delta Dental PPOSMNetwork and Delta Dental Premier® Network. With an average of 4 out of 5 dentists participating – it’s a sure bet you’ll find a Delta Dental dentist near you. Go to DeltaDentalMO.com or DeltaDentalSC.com to find one. Cost Management Premium cost is only one measure of a dental plan’s true cost. A strong plan will also help you manage you oral health by encouraging preventive care. This reduces long-term dental costs and could also have a significant long-term impact on overall health and healthcare costs. Make sure your plan covers preventive care, as well as other services you need. Service You need to have confidence that you will be taken care of after signing on with a dental plan. Look for service statistics, such as how quickly phones are answered, claims are paid and any problems are resolved, to give you confidence that you will receive the service you expect. Dental Expertise Medical and dental coverage operate under very different models. While medical coverage focuses more on treatment, dental coverage concentrates on prevention. Furthermore, the dental network is not the focus of a medical benefits provider. Look for coverage from a dental expert – one with a commitment to your oral health. Now you’re armed with the knowledge you need, and you’re ready to choose the best plan option for you and your family. But, if you have more questions, we’re happy to help. Give us a call at 866-991-7345 to review your specific plan options. To find individual and family dental plans, visit the following websites. Missouri residents: https://individual.deltadentalmo.com/ South Carolina residents: https://individual.deltadentalsc.com/

Top Gums: Feel the Need – the Need to Prevent Gum Disease!

by Jason 9/25/2014 8:30 AM

If you don’t already feel the need to prevent gum disease, consider the following.    Gum disease can take two forms – gingivitis and a more advanced form, periodontitis. Both diseases come with a host of nasty symptoms, including receding gums, gum pain and teeth sensitivity. Interested in a toothless smile? Negative, Ghost Rider. If left untreated, gum disease can cause teeth to fall out! But take heart. Gum disease is preventable, so it’s important you take care of your teeth and gums from this point forward. Jump in the pilot’s seat and work your way to top gums by: ·         Brushing and flossing daily: Brush with fluoride toothpaste at least two times a day. Flossing is the wingman to brushing – make sure to floss at least once a day. ·     Getting regular checkups: Regular dental checkups are especially important in preventing gum disease. With twice-a-year checkups, the condition of your gum tissue can be compared over time. Additionally, professional cleanings are the only way to remove tartar, a buildup of bacteria along the gum line. ·        Saying “no” to tobacco use: Using cigarettes, chewing tobacco and/or other tobacco products automatically puts you in the danger zone. Tobacco is one of the most significant risk factors for gum disease. Eating a Healthy Diet: Poor nutrition can worsen your gum’s condition. Obesity is a risk factor for developing gum disease. Make your mouth and body happy by eating well. Load up on nutritious, low-sugar foods, limit snacking and drink plenty of water.

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